Golf clubs tend to be venues that contain valuable equipment and places that are required to ‘safeguard’ the personal property of some high net worth individuals. They can also have precious cups and trophies and significant amounts of money on the premises.  Add to this the business impact that any damage to the fairways and greens, or the clubhouse infrastructure, could have and it makes sense for golf club managers to look for the most comprehensive golf club insurance protection on the market.

Gauntlet Golf can assist you with this, having a team of insurance specialists at its disposal, who have excellent access to commercial insurance schemes that other brokers cannot always access.  This enables the team to not only secure a highly competitive premium for a golf club, but also tailor a policy to suit the needs of the individual club.

The type of risks that could be covered by a core policy include:

  • Flood risk
  • Damage to greens and fairways
  • Clubhouse contents
  • Members’ sporting equipment
  • Green keeping equipment
  • Pro shop stock
  • Computers
  • Money in the safe and in transit
  • Money in gaming machines
  • Goods in transit
  • Cups and trophies
  • Bar and cellar stock
  • Golf buggies in the open
  • Private dwelling houses

You could also opt to add other protection for aspects such as:

  • Business interruption – covering any temporary closure of your golf club
  • Employer’s liability – in case an employee brings a case against you
  • Public and product liability – protection against being sued by a third party
  • Directors and Officers’ liability
  • Motor (Third Party) liability – for items of plant that can travel on the road
  • Engineering inspection and engineering insurance
  • Terrorism cover

The features and benefits of all these policy components can be explained to you by a member of Gauntlet Golf’s insurance team.  Please call 0113 244 8686 / info@gauntletgroup.com if you would like to know more.